Imagine you’re planning your estate, trying to decide how you want to distribute your assets after you die. This money and other property is the product of a decades-long and prosperous career. You’ve only managed to hang onto it because you’re frugal and wise about managing money. In fact, everyone in your family is excellent at conservatively managing their money, too — except for your daughter. She’s a free-spirited, self-sabotaging “spendthrift.” In other words, if you give her a few More +